Philly is also block to block so I would become familiar with the individual neighborhoods before making an investment.

I am a very motivated individual. 

I plan to do individual investments, as well as partnering with other people depending on the size of the opportunity.

I have been researching on line, and have come across information that indicates that the IRS has  a minimum interest rate for family loans that needs to be charged.Can I take a interest free loan from them?

A higher cap rate is an indicator of the lower quality of asset.

Does that refer to increased value of individual REIT shares, which is done quarterly ?

I found an individual in Missouri who has recently filed a chapter 7 bankruptcy.

Your tenant request to trade work for rent is a clear indication they will not be able to afford rent and you will definatly need to get rid of them.

To name few features, you can connect your bank & credit card account(s) to QBO to automatically download the transactions daily, set up rules for any recurring charges, setup recurring transactions (ie invoices to tenants), sent out reminder (individual or batch), accept online payments (cc & bank) which can be tenant or landlord initiated, track multiple income sources (ie. flip, rental, wholesale), track individual properties, charge tenants for reimbursable expenses, track 1099 contractors (and e-file tax forms), and create a budget.

But as you said it’s relative based on your opinion and individual criteria.