It's at 4%/20yr at the moment.

I will be implementing a direct mail campaign and nervous about costly mistakes.I do not whom to mail out at this moment just yet since I do not which type of motivated seller should I target as a newbie, this cost can bury me real quick if not careful since funds are low to start with.So if you were a newbie and just getting started as I am what top tips and steps would you take to launch a good direct mail campaign ?

So before you do it take a moment and Google or check RESPA Section 8 and your state’s laws.

Since BPO's and appraisals are based on historical pricing, there was a brief moment in time where historical values lagged current pricing and this is where the value really was realized.Now, demand is down and pricing from the previous months have not adjusted fully to current levels.Seasonality also comes to mind.

I want to turn 60 and have at least a handful of free and clear properties to fund our retirement.I know most of us get caught up in the "today" activity of finding, evaluating, and analyzing deals, but take a moment and ask yourself, "Where do I want to be in 20, 30 or 40 years?".

I am sure there are farmers out there as well that would like to pick up more acreage but may not have the capital at the moment to purchase it.

I think my lowest moment as a landlord was on my first rental when opened the fridge after the tenants broke the lease and the power was off.

My biggest concern at the moment, tax right offs, for my individual return.

The moment a title company says they dont know anything about assigning a contract, I never call them again.

If it were me... after milking them for everything they'll give you, call them back and inform them that you are the owner and that the guy who has the property under contract has a non-assignable contract and that they are being jerked around.If nothing else, it may be a 'teachable moment' for the poor slob in the middle desperate to make a buck.