Or do I try to go for a 100% forgiveness and ramp my payroll up to what our volume was at previously and hope the government comes through with their promise?  

The spread in yields between these property types and retail is not totally unreasonable, but the best positioned retail assets appeared under-priced relative to other asset types due to indiscriminate negative sentiment.Retail and the COVID-19 Recession: Permanent Changes and Severe Temporary Impacts Retail’s slow start to the year turned into a sudden free fall as governments around the country and the world issued stay-at-home directives and ordered non-essential businesses closed to hasten the rampant spread of the virus.

With Congress set to pass a $2 trillion stimulus package that includes increased incentives to keep workers on the payroll and an additional $600 in weekly unemployment benefits from the federal government, these effects could be somewhat ameliorated, but only for a short period of time.

Many folks in D areas do not work: their income comes from government programs, disability benefits, etc. 

Separately you don't purchase an EIN, it's issued to you by the government.

I love the idea of actually providing good housing for those who use government vouchers as these areas often are neglected.

In my personal opinion, any time the government starts throwing out large amounts of money, it has a negative long-term impact on the country.

Like all US economic sectors, CRE has taken a hit from the government-ordained lockdowns across the planet that resulted in empty offices, an abrupt halt and revenue drop for businesses of all kind, with consequent defaults on lease payments and demands for rent holidays.

Originally posted by @Scott Starrett:Thought I would share this article that covers new regulations, some of which are going into effect this week:1) Rental registration 2) Late fees 3) Security deposits https://finneylawfirm.com/2020...Scott,Gotta love government.

Now they are supported by government payouts almost immediately (some may have to wait for payments, but they are coming)