Fools might be scared away by the lack of experience and out-of-state purchase.2) Hard-money- Expensive and probably challenging with no experience and out-of-state purchase.3) Local banks- Local banks can sometimes be more flexible than big national banks, but they like to put their money in deals in the their communities, not out-of-state.So unless you can find a friend or family member to do this one with you, you might want to go back to the drawing board.

I choose to do it online since it's less expensive AND gives you more flexibility.

Smaller banks and credit unions seem to have more flexibility when it comes to these options.  

Much more flexible than banks but not as expensive as HMLs.  

I currently work a very flexible 9-5 internship on the east side of Austin, living paycheck to paycheck.

@Chad UrbshottThe can be some flexibility in the repatriation of retained earnings if the U.S.A. entity is a child (100% owned) of a Canadian corporation. ...

It's way easier to build a relationship with your community bank and once they understand your business model they are more likely to overlook credit blemishes and provide much more lending flexibility.  

You see, I am 59 years old and I am looking for something that is flexible to do since I had a brain aneurism and a stroke.  

My schedule is flexible and I'm very much willing to learn as much as I can.

This gives both parties flexibility.