That’s my mothers main argument saying that’s hard for people to have that, and that I’m too negative and will spend for every looking for the perfect tenant (that I’m finding a problem with everyone) and the utility bills and expenses are costing her money.

So.. if you accountant finds ever single expense/deduction to throw in your tax return to reduce you taxable income, most people appreciate it. 

I compare leverage, insurability, taking write offs, cash flow, monthly  expenses, transportability, speed of decline in a crash, ease of unloading in a crash, forced equity improvement, things like that.

It is less expensive than one year at a good college and 10 times more valuable in terms of the education you will receive.  

Coordinating a same-day sale required precise timing, efficient communication, and meticulous planning.

We plan on renting the property. thank you.

Expenses go up every year, especially in the recent years with the inflation, so if the owner is not raising rents, the returns are declining every year. 

Ali,When planning to buy in NJ the biggest thing I would tell you is to plan/research for the closing costs.

I've had no luck on FB, but you can use property sites like PropStream (expensive) or PropWire (free)

If you decide the terms for a home equity loan are more favorable compared to the HELOC then it's just a matter of knowing exactly how much you need for closing on a specific property because you don't want to get stuck paying on debt that you aren't planning on using right away.