Issues getting 46k mortgage loan due to Self Employment

[Austin Mulhern]

Self employed in the film industry, grossed about 140k last year. Trying to get a 46k loan through my credit union to buy a house off of my dad.

Bank just denied me, due to my Schedule C reporting a loss and apparently my Net Income on the schedule C was about 23k.

Did my accountant f*** me hard?

Is there anything else I can do other than buying cash?