(Nice quaint, family neighborhoods) I went ahead and recreated the Bigger Pockets calculator into excel so I could evaluate the properties individually but also as a group.

It’s an excellent area for rentals, although currently tough to buy at numbers that make sense.

They're local so they can deal with the little things personally, which I think would work just fine on that one.I flew out and checked out one of your deals last October but it wasn't a fit for me.

@Brock Norton, I assume you mean "mortgage broker," who works with several financial institutions (including banks) to get you a loan that best fits your needs, hopefully at the best price to you.A "bank" is required to be licensed to do business, which typically means taking deposits and making loans (among other things). 

I have a huge long list of tax delinquent properties I got from the county's office, I was wondering should I type as much information as I can into excel myself or is there an better less tedious option???????

@Frank Molinaro Here is my "starting up" collection: Read http://greeneincome.com/index.php/2018/10/29/ideal-vs-desperate-investor/ Read Dave Ramsey book "The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness." and complete the baby steps there.

I personally like the appeal of the 30 year note as those arguments better fit my business model.

We have an excellent credit score (820+) and have about 250k equity in our home.

When we left the place was in excellent condition, but needed cleaning.

An excellent point.What about putting down a good sized chunk of change, say 45%, such that the property DOES cash flow.