It's almost always more informative and meaningful to separate "rate of return" analyses into the component parts of the situation.

Add to that the $20K down payment and the total investment is $192,800;- If the value of the property after 30 years is $432K (as Jon calculated above), then the nominal ROI is:$432,000 / $192,800 = 224%- Your annualized ROI is:224% / 30 = 7.4%- As Rich mentioned, I'm not sure that calculating ROI with respect to inflation is meaningful, as no other investment returns are calculated this way, and therefore it would be difficult to compare the result to any other options.- Also, keep in mind that the $192,800 is not paid all at one time, but is instead paid over 30 years.

Very encouraging to know that one can live off of just Rental properties.

Any pointers, tips, knowledge, encouragement and/or personal experiences are welcome.

Then maybe, and I mean maybe, the american people will stand up and unite for a cause that is meaningful and important to them and their grandchildren.

That's encouraging that you succeed regardless of the distance, or in spite of it.

If no one wants to open a business in the middle of a residential neighborhood then you wouldn't be adding any meaningful value.

I appreciate your words of encouragement. :) I look forward to learning a lot here and maybe even making a few friends along the way.

FHA Program Offers Purchase, Renovation Aid The Federal Housing Administration is encouraging use of its little-known 203(k) loan program.

Beyond only donating (which I strongly encourage), visiting our advertisers is a phenomenal way to also support the site, as is becoming a PRO member.