You can get higher rents than individual rooms in a house plus you aren't sharing the kitchen sink and bathrooms. 

These are 5 separate address and each has its own individual parcel.

Obviously, high percentage credit cards are good to get rid of, but these other areas are up to individual desires and timelines. 

You will need local assistance. 

I keep hearing some individuals mention that the rely ONLY on their HELOC as a source for reserves. 

On a per unit basis its easier to explain... if you can tie the individual apartment unit remodels to expiring leases then you may have a path to reducing your mortgage (by increasing your rental income).

@Jessica FreeseLendingHome should be able to lend to individuals; they just charge a higher rate for it.For the EIN requirement, are you saying like get an EIN as a sole prop? 

Ill be glad to assist.

However, my concern is that if I purchase all four as separate entities (which I think is the smartest way to go so I can sell later with no problems), the closing costs of each individual purchase (total of four) is going to be crazy.

Assisted living?