She tried her best to reform me, she would sit my sister and I down with milk and fresh baked cookies and give us a English lesson until she finally figured out that the milk and cookies seemed to slow down our learning process.  

Conventional/203K = slow, lots of paperwork, reasonable price to pay.If you know what you're doing, get a HML.

 :)  Clientlook was great and I was not going to look any more but unfortunately it turned out to be very slow, which was driving me a bit nuts!

That said, we realized in 2010 that foreclosures would slow so we began expanding beyond foreclosures then and haven't looked back.

I am ultra conservative by nature, slow and steady is my natural and preferred pace for all things.

I work in the oil and gas industry but due to the recent downturn, work has been slow and I believe real estate will be a new door towards building financial stability for my family.

Well, I'm asking all of you, if you had previously invested some $$$ in such a tax shelter and THEN found the miracle of REAL ESTATE, would you withdraw those registered dollars knowing the government will withhold a good portion of that amount as withholding taxes?

So lots of cities have old pipes too that they are slow to replace. 

The banks are not very negotiable these days, but otoh they are very slow to foreclose, so your plan may work.

Sure that trend could slow or stop but it looks like now that we are just about to break even and match growth with construction.