The end of this past November my family and I moved into a new apartment and less than a month after this we discovered that mold had started to grow on our ceilings and walls (ruining a dresser and clothing).

Just wanted to see if anyone had this problem, too.I installen an AC filter (rating 800 or something) and after 2 weeks I checked it and discovered that it is very dirty.

Otherwise, the are not assumable from institutional lenders.

But I've discovered that there aren't many places that STAY rentals.

UPDATE & advice needed:So, we fixed 90% of "the list", and then she discovered a leaky pipe in her kitchen ceiling; we fixed the pipe and then began to repair the ceiling while she was out of town.

Big institutional investors are following the trend.

After having the AC people come out a couple times and not be able to find anything wrong, it was finally discovered that insulation was missing over parts of the house.

If I have 100,000 I can turn that 100,000 into so much more than 115,000 in a years time.The other item is in many states where they start the interest rate high and bid it down you will be competing against institutional bidders whop will bid the rates down low.So tax liens and sales can work and you can even land a property occasionally but along with everything else is not a magic bullet.

I just discovered this forum this morning and Ive already spent most of my day on here!

Mike,I think this is what you want:http://www.dre.ca.gov/lic_sb36_safe.htmlOnly exemptions I've heard is that the folks manning a desk at B of A/WF/Chase may not need this type of licensing, but I doubt you're looking for retail rates and also that your uncle works for an institutional lender.