Is a License Required?

[Mike McKinzie]

I was going to combine several loans through one mortgage refinance on the current house I reside in. I was going to get the financing from my uncle as it would save me many costs. But he just told me that he found out that he has to have some kind of "Mortgage Loan License" to make mortgage loans. Is this correct? Are there any exemptions to this law? I am doing as much research as I can but I would also like to get some feedback from BP members. Thanks