Try Jon Stevenson at American National in Greensboro.

Usually the attorneys order it from a company (like ours) then double check everything and run down red flags and can give you legal advice on anything on the search.  

Hi Kevin,Most likely it will count against the DTI and it will most likely raise red flags for the underwriters.

I'm currently employed with American Express as an Engineer for them.

Seller knows he/she will have to contend with them someday - maybe it'll work out for you.Tenant who can't afford gas is another red flag, especially in Indiana.

It is normal for a Chinese to save 50% of their income (compared to 5-10% of Americans).

This program is for American and its residence.

Im presently building my buyers list and while I may be inexperienced my dedication vision and enthusiasm have proved me sucessful in  all I have done  At present my business in Barbados(home of sea sun rum cake and rihanna) has many superb land and customised  home packages that generate great equity and investment opportunities so that's what I've been working on but the American market is where I truly wish to explore and expand as it has the most opportunity so that I can then implement my vision of a better community and eco friendly lifestyle.

I would say coming up with an ARV with 1% variance is virtually impossible and that sends up warning flags to me.  

That's an emotional decision that we just smile at :)   If I was levereged like a real American I would be figuring monthly payments on a new refrigerator instead...