I am curious, what are your objectives?

I am more than happy to provide my resources and process so you can have an objective look at what can be done with the property. 

chasing all of the shiny objects that pass in front of me.  

@Stephen Kennedy- Great point - however, do you find that sharing you ROI objectives and formulas with your agent is a positive step?

Basically, their objection isn't "6-cap" it's basically their max loan amount.

@tom Flood - sounds like a great plan my wife and I were in the same boat as you with our first home being so depressed that we would be paying someone to take it - we did what you did as a landlord and then had to open source our property to tendants we didn’t know personally, here’s my thoughts you have s plan - stick to it do not sway (we did or (I) did and it didn’t turn out all that good) so if tenant doest fit they are not NOT an option even if you truly want to help them or bless them because you feel so fortunate for your own blessings - separate you wants/desires from the plan and look at it and at the tenadants as do they fit or not objectively - remind them that the property is yours and they can live there if they play by your rules no execuces or acceptions - it is business you give them the respect they deserve an expect the Same that’s it - stay objective in every desision try your best to keep emotions out of the relationship and you will use solid thinking - I knew all this before I became a landlord but choose to let emotions rule - not that great in hind sight - anyway when the market turns an if being a LD is not for you and you can’t cash flow a PM then get out - some article  I read on BPhad the opinion that you   Need 5 properties to CF a PM- please forgive any type-o this was writton a phone🤓

Create a spreadsheet for investor contacts that includes their name, contact information, date you first met them, date you gave them the qualification form, date you received it back, date you spoke with them about their objectives, how much they want to invest, and any comments you want to capture about their job, willingness to invest, available assets, etc.7.  

I am looking at a large tract of land (over 30 acres) and want to know what are the best options on financing out there.My objective in the financing is to keep the payment low so my debt-income to stays low to enable me (or not prevent me) to acquire more SFH/STRs utilizing my remaining FHA loans over the next 24 months.I am a person with outstanding credit and no consumer debt, so the local bank offered me 6% with 30% down on a 20 yr note. 

Take your tax free equity and purchase a property that aligns more with your financial objectives based upon lower payment  / appreciation / ability to keep purchasing more rentals.My thoughts

I would say it really depends on your objective: If your objective is cash flow and you are not really going crazy with debt than time isn't really a factor.