I settled on Bedford because it's also one of the few Cleveland suburbs which is C/B- class for good genuine reasons (the people here just aren't rich), rather than reasons like crime or poverty.

Find someone else and pay them a reasonable fee for what their service is.  

. $75,000, plus $8-10,000 in closing costs on both ends (does this sound reasonable in your area?).

There's no real reason to settle unless you know you have to.

I'm looking for my first property (live-in duplex, triplex, or fourplex) and after running the numbers, I found one that cash-flowed pretty well for a reasonable price at conservative estimates (plus my wife loves the house).

Depreciation expense is the reason why I love large apartment complexes.

They are for a reason one of the oldest and largest RE Brokerage firms in US with over a century in business.Training program is really informative, especially if you consider having some agency business on a side of investment. 

The only reason I can imagine identity theft resulting in bankruptcy is if she gave some e permission to use their card and that person racked up huge bills that the person didn't expect or couldn't pay.

Quite often we read on BP about tenants who don't pay their rent on time, for whatever reason.

In other words, they are trying to sell their coaching programs to you.