I am concerned about any health concerns.

People get a life health issue and it takes awhile to bounce back.So when you analyze credit you have to see what makes up the bad credit that will make them a bad tenant for you.  

Are there any second hand health issues relating to vaping?

Whatever you choose to do, make sure your health insurance and all that will be covered, as well, not just your salary.Best of luck!

You have to get a tree expert (arborist) to tell you about the health of the tree. 

I made this mistake two years ago when dealing with health issues.

You can contribute to a 401k, provide yourself health insurance etc.It only seams harsh because of the employers half of SS and Medicare 7.65%This is one of the common reasons for forming an entity for investing.https://www.biggerpockets.com/forums/51/topics/704...For an accountant do not feel like you need to use someone local.

My wife's health issues and breakdown of major appliances plus work on home forced me to stop.

I've seen stuff slide that surprised me, and I've seen stuff called out that I felt shouldn't be called out.Anyone doing 30YF at low rates is following the same exact Fannie/Freddie guidelines, the appraisers are all following USPAP, and regulations since the Great Recession prevent lenders from cherry picking appraisers and underwriters on a per-deal basis.Something like a hole in the sheetrock in the garage is pretty likely to slide through, something like an imploding garage roof, or a clear safety/health hazard, is going to be an issue no matter what.

If you make a couple of phone calls out to your local town in regards to health and safety and social services everybody involved might be able to gain help they need.