Also getting to your point about looking for brokers that has no desk fees, all of the larger national brokers will have desk fees to some degree, the only brokers I know of that might not charge a monthly fee is some smaller local ones.

I Currently have the opportunity to get a free degree paid by the Military.

Cannot consider felonies with dates of sentencing older than 7 years cannot consider convictions for certain felonies with dates of sentencing older than 10 years, including: first-degree murder, second-degree murder, third-degree murder, first-degree manslaughter, kidnapping, first-degree criminal sexual conduct, first degree assault, first degree arson and first degree aggravated robbery.

The association fees are often a larger % of the property value and rent with condos - which might reduce your future appreciation potential.

It gives you the flexibility you need without all the closing costs associated with a cash out refinance.

I attended Radford University for my undergraduate degree and Oklahoma State University for my MBA (don't fret; the Army was kind enough to pay for both).I currently own rental properties in/around the Fort Sill Oklahoma area.

I Have just recently passed my broker exam in CA with not ever having worked in R.E, as I qualified due to my 4 year degree. 

I guess I'm finally going to put my finance degree to use.

I found the legal wording to use by asking around within my brokerage, but there's no standard form through the Realtors Association for it so many Realtors don't know to ask their broker or have an attorney draft one.

But I have to have a degree of trust in them to offer this.