So If you are willing to review these relatively short contracts to help a rookie out, please respond with an email address I can send the files to, I would VERY much appreciate the help!

Good news is, if a deal can pass THAT critical review, it's solid LOL. 

Is there any legal recourse to make sure they review my offer since it arrived in time (although they already signed with the lower offer)?

Request a certified copy of your policy and review the "Your Duties After Loss" section.

I would be most interested to hear about:- How rigorous of a task the document submission process/review was to secure your loan and your experience with the process.- The turnaround time for your loan.- Best practices that you found enabled your loan process to run smoother and efficiently.I would also invite those to comment who had applied for the loan, and perhaps used a commercial loan in the end to close the deal.Thanks!

This calculation can take that expected growth and growth in cash flows combined into one metric to look at the investment.Personally, I don't really look at IRR because it is a highly manipulated metric.

What metrics should I use?

If you have a bank/credit union that appears to offer a loan product to help you, then you can sometimes send them your underwriting/analysis of a property to review so they can provide their thoughts on it's "lendability."

Will review again.

I have 5 day contingency to review the existing lease, So I might use this to challenge the seller since I waived the inspections and this was unknown.