One guy that comes to mind is a guy who spent $45,000 on training, maxed out his credit cards, went through all his savings, and had no more of an idea of how to do a deal than before he started.

One weird thing he said was that he doesn't use Paypal or Credit Card for the 1500 dollar payment so I do have concern that me may just disappear after the 1500 dollars paid.

first of all thank you for replies.im thinking to get a loan for 150k. buy a house for 100 and use 50 toward reno. i have 10 years of experience in house repairs so im planning on doing some repairs myself. i have many saved and i just paid of all my credit cards, student loand etc. also how soon can i sell my house meaning by law do i have to wait 2 years since its my first house?

Also, I had been putting the large expense of buying new products for my import business on credit card, incurring about 20k in debt every September in preparation for the holiday season.

I already have my business cards and have given them out to friends and family and local businesses around town.

So I am stuck between a rock and hard place with this.Other than that, I have a small credit card that I am working on paying off.

Get a student credit card and always pay it off before the end of the month.

For the moment I currently dont have any credit cards, or any credit.

Learn the ropes and build up money and then ask them to partner with you on a deal to get you started.Make credit from okay to excellent and start paying off high interest cards.

I have paid everything off and have been on time(credit card and auto payments) for a year to show my credit worthiness.