I have used them on numerous occasions.

They did not mention anything else, but after reading **numerous** reviews on yelp on ETC, I found that their services are terrible!

Much of it may come from the lack of awareness in business where someone fails to see that "that pat on the back may be holding you back" (rock song lyrics I forgot who's song it is, in fact, I'll use some, I have no clue who sang what anymore, I hope they won't mind and I'll use " " to note them).

I know there are numerous threads about the pro's and cons of having an RE license while investing so I will go back and review.

Third, not a numerical consideration, but if the real estate is in a retirement account, you won't really have access to the real estate or cash until retirement without significant penalty.Also, please sit down with a GOOD financial planner & tax accountant before you do ANYTHING.

@Marvin Song - No, I'm sorry.  

What a challenge, FYI I have had numerous similar experiences with heat, cooking gas, electric ect- 9 times out of 10 the tenant never turned on the utilities because for the first month or so there is a gap from when you get it out of your name until the service company comes out and formally shuts off the utilities.

Hopefully, that makes more sense, although I'm not sure it really changes the decision at all.Her lender and I have been working together and they actually stated that I should pursue a short sale and that he has personally seen their exception department make husband/wife exceptions numerous times, so I'm not sure who to believe when you state, "it isn't an option."

Once you "figure it out" you're likely to find you have access to more money than you can find deals to invest it in.I'm not a financial professional; so, I can't give you the whole SEC song-and-dance.

There are numerous reasons to use a property manager, all of which should play into your numbers analysis.