Eventually, My main goal is to look into finding a multi-family or SFH to live in for a year and then rent it out. 

I even pointed out that in the service business you will always hear both positives and negatives.Either way, I hate that you were so offended as that was not my intention.

Day after place a lien, I'd file and start service for notice of foreclosure. 

As many investors know, lenders typically require more down payment 15-25% and to utilize Debt Service Coverage Ratio or DSCR loans would not allow vacation rental projections or income to be utilized for qualifying purposes.

HI Brandon,Have you tried looking into a DSCR (Debt Service Coverage Ratio) loan?

Either way let me know if you want a direct POC to field ops, my contacts aren't in the claims/damages depts, but they can probably get you directly to the right person vs going through customer service.

I am not sure yet but I am thinking LTR for the main portion and perhaps MTR/STR for the ADU.

They can set this up through their multiple listing service.

We’re most interested in great customer service, ease of transactions and favorable savings and loan rates for businesses.Thanks!

However: Given we are accountants, we cannot promote our services on BP as its against the rules.To help in your search:be sure to find an accountant who is willing to grow with you, and is not too high priced fee-wise.