Hi Samantha-Here are a few random comments…If your new auto loan payment is lower than what you were paying for the lease, your DTI could improve.The new auto loan/inquiry may initially give your score a momentary hit.Even though your lease is coming to an end, many conventional underwriters may still debt you for an auto payment.

Are listings here profitable?

Hey I am an investor with 25 listings and am also a Co-Founder of BNBCalc.Right now (in 2024) this game is all about providing more and better amenities than the competition.

Your hold period initially could possibly be used as evidence of your intent. 

For that range you should not be having problems as you should be in B grade other than maintenance for capex that is missed but that is only a year or 2 and not vacancy.  .75% in Baltimore should be A grade with lesser vacancy and only potential initial maintenance. 

My lender used an insane 10% cap rate when making the initial loan which is why I made up the gap.

List to Sales Price ratio back at 101% - meaning people pay on average over list price.

I have been that 1) the payments should go to the "Name of entity" listed in Line 1, regardless of business/ LLC name you put in line 2 and that 2) since a single member LLC is a disregarded entity, use your personal name with your SSN.

If you are full-time, I agree with @Kevin Sobilo, you should make a list of everyone know who you would be comfortable letting know you are in real estate now.

It's likely been listed for over 200 days for a reason.