Shop around to your local credit unions and small banks.

Great credit, zero non-mortgage debt, only 2 mortgages. 

If you want an FHA or conventional owner-occupier loan, you'll need more than $10k to cover the minimal 3.5-5% deposit for your next $350k primary.While in theory, 2x Equity Lines Of Credit could be approved, remember that Lenders only give out a percentage of the homes' values, so, you may not have $74k of borrowable equity!

However having 100% of the funds in my account 60 days before travel allows me to collect the interest, have access to the funds early thereby allowing me to use it if needed, prevents fraudulent credit card uses since people have 60 days to notice fraudulent activity, and prevents reasonable chargebacks. 

I am currently in college and building credit as well as saving money for a down payment.

Also learn how to live below your means and work on building your credit.  

I do not have a mortgage and I have a fairly good credit score.

They will need to become more stable and as easy to use as a credit card, then we will see their use greatly increase.

In fact, it is technically possible to defer taxation indefinitely if you play your cards right.I'm sure some much brighter minds than mine will pipe in on the thread at some point, so always defer to advice given by Qualified Intermediaries or other 1031 professionals.

Does Sewer Lien goes to the owner's credit.