@Ken Teng CA insurance premiums are low compared to Midwestern states that have frequent Wind/Hail claims.

I still like to buy really cheap houses like this when I come across them (which isn't nearly as frequently as it use to be). 

His audience isn’t hanging out on biggerbockets or Facebook.

I was playing to the audience..

Frequent buy and sell eats into your profit.

@Jackson Long  this question of why don't the TK providers just keep them all is asked quite frequently.. but I think I can answer1. some of these guys do 20 to 50 houses a month.. not possible to get them all financed long term.. its all short term debt.. ( ask me how I know) lol.2.

When leasing to disabled adults who have 24/7 live in caretakers, who are assigned by an agency, which frequently changes the assigned caretakers, is there any way to address this in the lease?  

Not only am I away, but frequently out of touch.

I primarily invest and work in areas around Lexington but there are a pretty good amount of people on here in Louisville & REI groups that meet there frequently.

I have read many similar forums over the past few weeks and found that while people debate the pros and cons of an LLC frequently there seems to be no discussion around the limitations of using personal umbrella and liability insurance to protect your rental properties.