@Mike SmithBigger Pockets is am amazing resource and one you are very smart to take advantage of.

By day I'm a technology/management consultant and by night someone who simply loves to learn, currently spending lots of time reading everything I can on the site and listening to all the podcasts!

People mark the names Jim Stardust, Bill Gulley, Rob Gillespie, Aly W (smart for not putting her last name), Ebere Okoye, and Mathew Paul.

Specifically: Menlo Park, Palo Alto, Redwood City, San Luis Obispo, and Pismo.This bring me to a question: is it smart to wholesale in California, or would it be wise to go virtual in a different market?

As our smart BP community has recommended there are alternatives to the Government policies called "private flood insurance".

Not all spaces can become coworking spaces and a feasibility report, even for $1250, is a smart choice.

Not saying that problems won't come, but with smart management, smart maintenance, and a smart team backing you...we will get the ball across the goal line!  

This will help you get your systems down and will lessen the risk of you doing something that is not smart on a higher risk investment. 

@Dylan KatzI would look at Kwikset 99390-004 Halo Wi-Fi Smart Lock Keyless Entry Electronic Touchscreen Deadbolt Featuring SmartKey Security, Iron BlackThis gives you both the ability to use code entry but also allows you to rekey the lock when the tenant moves out.

These QM firms have also made heavy investments in technology that frankly doesn't integrate well with a DSCR underwrite which is better underwritten like a CRE loan in my opinion, not worth this massive tech overhaul for the bigger players in my view.Also - highly doubt GSEs will step in, conventional is still an option for investment properties, they are far more likely just to loosen uw or expand limits than create a true DSCR product competitor