Seems like your brother would be the person to ask.

Estoppel indicates agreement between LL and tenant on financial facts like deposit and advance rent-say first and last.Lease describes the relationship and conditions between the LL and tenant during the stay in the property as well as financial facts.

As far as you saying you don't know if it's in an HOA, it likely is, given how you described it and that shouldn't be hard for you to figure out just by looking at a Google Earth map (sometimes the name of the community will appear), or pay a local person off Craigslist to go drive it and find out the community name, take pictures of the lot, etc. 

I personally don't mess around with landlording and loans any more.

While I do not invest personally in OKC I work with a lot of folks who do.

@Munjal Adhvaryuare you able to travel in person to your target market to build a team and look at properties?

It seems like if I could put together 3-4 people who are interested in the same deal, and get them to pool their capital together on a flip, you would lower the per-person risk, you would allow more investors to enter the market. 

Call the city development person and see if you can find out what is driving the growth and if they expect it to continue.Maybe it is a great bedroom city and lots of people commuting to Birmingham?

Have you ever noticed that people can send you a picture of themselves and then when you see them in person you think they look a way different?

What's the best credit union in Atlanta to help with funding deals with a personal loan and build a long term relationship?