Very good information, and I love the concept of working with more 'institutional' type tenant organization reps.I had one quick comment about this that perked my attention regarding the discussion during the Fire Round, of making offers direct to banks vs. using a broker. 

That income can be used but its an isolated circumstance.The only program on conventional that allows the use of boarder income outside of the exception i mentioned above is MCM- My community Fannie Mae but it requires the borrower make under the area median income (depending on county) and has no other properties owned at the time of funding.I work with many investors who house hack on the lending end and have personal experence in house hacking as Brandon would call it. 

Hi @Julian BuickThe kI would study self-directed IRAs and look into using some cash for private lending over going out and buying propertiesMaking 12% as a private lender on a Roth IRA is a pretty good idea

Don't know of any HML's lending on NPN's, as opposed to the actual real property. 

Hi I have a few family members from out of country the would like to lend me money for my real estate venture .They are not US citizen, they don't have a us bank account and not planing on coming here any time soon.What is the best way to utilize their money?

@Jon Holdman  having had to foreclose unfortunately on my share of borrowers during the crash I got educated in the small print where my first 25 years or so lending I never even read the small print.. its when things go wonky that the small print matters  :)

Hey everyone.

Contract for my first flip signed today. Assuming all goes dandy, I'm looking towards my next deal.

Wondering if anyone can offer some advice to getting financing for a flip. Where do I start? I have t...

I have heard that usually these type of lenders tend to lend money mainly for flips or rehabs.

I have been researching lending options and I may be going with the [whatever loan program at whatever bank] but I am open to other options if they can refer you to someone who may have a better deal."

The more you are out there networking with other investors at the local REIAs, the more chance you will come across someone.Ask some of the lenders that you already have if they know anyone else who has money to lend.