You have some good goals and use that for the motivation to keep moving forward.

Hello BP Community,New guy here from Chattanooga, TN and I'm looking to make connections in the area and expand my knowledge in real estate investing.I would like to meet or talk with anyone who has the similar goals as mine. 

IF YOU are accustomed to quickbooks general ledger work always make sure to check and see if there is a Buildium way to accomplish your goal because you can end up with correct accounts and incorrect Buildium reports.The biggest complaint I have is the kludgy way you have to deal with credit cards where you carry a balance.

My goal is to get started with multi-family properties. 1-4 units.

Find what works best for your investing goals but I think ARM's are risky and can be costly. 

It isn’t very often you find someone “real” who will take the time to brainstorm ideas based on his/her experience to further a goal, without asking anything in return which is what AJ did for me.

My goal for the end of this year is to buy my own home and my first rental property.

I think it really depends on what your ultimate goals are.

What are your goals -- cash flow or one-time income?

Not eligible for any repair programs: they will go through a consolidation after 3 months.I could get a secured credit card.Just to add more clarity around the goal, I am aiming to get an FHA loan to buy a du/tri/quad plex.