So just say in   why waste time talking to lenders that are not going to make the loan based on as you state too small and owner occ. 

This was a lit up, stand alone cabin with our car parked 10 feet from the front porch...they must have been totally wasted. 

His existing business is booming, to someone like that a (what he might regard as, but this isn't actually a quote) "stupid little triplex" is a waste of his time.TLDR: People that are a good fit for DSCR loans don't want them.

Don't waste peoples time offering that low you are just going to get black listed from future showings.

I could do four walk-in closets in a day, easy, with the time while I'm waiting for the coats to dry occupied by all the other tasks around the place, even with having to wash down parts of walls and scrub the baseboards, and painting ceiling and trim both. 

We had to take them down and open up the wall to address some plumbing concerns so keeping them was just not feasible.

Investors don't paint every wall, lay every tile, or hammer all the nails.

Here are the items of concern (to me) that are listed on the inspection report.Roof appears to be 15-20 years of ageMold buildup on the foundation walls and support joists/subfloor.

This is how the membership revenue is being wasted on.

I also include furniture for the common areas such as a couple of basic sofas, a wall mounted television, dining table and chairs and other odds and ends.