Often, you’ll find hardwood look-alike flooring (high quality vinyl or laminate), black or stainless appliances, solid surface countertops, and nice cabinetry.

Doing my best to keep it somewhat surface level!

When a reference is made to "metri quadri commerciali" (commercial square meters), this is the total of the surface area of the apartment, plus one third of the area of the balconies and open terraces, plus half of covered terraces and verandas, plus half of cellar areas and garages.

I'm a little old fashion, I rather give them my card than look for a pen and paper or texting. 

Nada.Except find a new way to raise money like the old fashioned "earning it" or something crazy like that!

I might be old fashioned but thats just me.

If there are inconsistencies in surface you can spot prime with oil, apply joint compound to create level surface, then re-prime whole surface with oil primer, than topcoat.

Another option would be to run new lines to each room and install surface mount electrical outlets.

If you are disturbing more than six square feet of surface, you need to follow the RRP rules AND be RRP certified.

Their RE Perm loan is advertised as no money down as long as LTV is 65% or less of the ARV value, starts as a short term loan while the repairs take place and then goes out up to 30 years fixed afterwards. doesn't seem like a bad deal on the surface.