It very rarely goes to '0'.Regarding the 50% rule, this is a rule of thumb, and as with most rules of thumb it serves as a yardstick with which one can make decisions more quickly as well as a safety net when someone doesn't have enough information or how to use it.Here's an example on the deal I'm working on currently.I have a big spreadsheet I use to analyze investment potential into which I plug various variables including interest rate forecasts, etc...

This may be an experienced agent who is well-connected, a wholesaler, an investor or a combination of the above. 

Concerning mobile homes in parks I use a combination of lease agreements, addendums, disclaimers, personal property trusts and unsecured notes.

I would speak to a lender about a cash-out refinance on the property that gives you enough money to buy your wife out and pay off your current credit card debt, or a combination of the 2 (if you both are responsible for the debt, have her agree to take the portion she owes on the credit card debt out of the 35K if that's the figure you've agreed on for the property so marital debt will be cleared at closing).  

There are options to go to 90% CLTV - combined loan to value however I have yet to see what was mentioned at 80/15/5 which implies 95% CLTV with only 5% down especially on a duplex.The problem is that at 90% CLTV you will need 10% down which is all of what you mentioned as savings so you'll need seller concessions, lender rebate, or a gift to pay for closing costs and other due diligence costs.

I just bought a new property and, in talking to my landlord friends, have found that most of them don't provide any of these.Installing a dishwasher in my new property would mean:1) cutting out some of the cabinets (it's a 1951 house, so the kitchen is already small, with limited cabinet space) or2) get a portable one that the tenant could connect to the sink when neededThe washer and dryer would be easy to put in, but the hookups are also positioned where it would be easy for a tenant to get them themselves (directly by outside door) without danger of tearing up the floors.I want to be able to charge fairly high rents for the property, and preferably rent to a family (it's in a hot neighborhood and has an absolutely gorgeous and huge backyard, which is rare).

That's pretty rare in Austin.  

Essentially you could combine/cross all assets which are held in title to the same entity such as all the IRA properties or all the properties held in your natural name, like your primary residence.

Docusign combined with dropbox has been a complete game changer for my business. 

Stay away from the “guru” sales-pitch events - they rarely increase your investment knowledge, they merely empty your wallet!