Refiancing

[Jarlen Martinez]

Here my situation I'm recently filing for divorce, I own a real state property in which is currently paid off and worth about 85k. My ex wants me to buy her out at 35k, due to the fact that I'm filing for divorce my credit cards are over the 30 percent credit rule. I doubt a bank would lend me money, in reality I have not try but I know it will be a total failure. Is there any other way for my to do this ? My idea was to paid all my credit cards and then try to refinance my loan. All inputs will be appreciated.