The reason I want to take this adventure is not to be come rich by any means but to become financially free and to be able to cut back in my current career and work less to spend time with my family.

I have 4 doors under my belt that my wife and I have funded on our own through a mix of cash and traditional mortgage.As I have grown in success, many in my network have asked if they could partner with me on a future deal.

This backup plan could be furnished rentals of over 30 days or traditional long term rentals.  

One is a traditional sale for a price that brings me the return I need.

Purchasers with All-cash, conventional financing, traditional FHA loans and (sometimes) VA loans will have a better chance at an accepted offer than a 203K loan.This, however, doesn't make it impossible!

Financed with traditional financing, owner-occupied rate.

These are people who are ready to exit rich and move on.

Financed with traditional financing, owner-occupied rate.

@Harvey Roberts welcome to the BP community, when it comes to borrowing capital with most traditional lenders, especially when it gets to the lower amounts will be difficult. 

Thanks,CJ If you're trying to get traditional financing, it's not the credit history they look at, as much as credit score.