The house is 100 years old and i do not suspect foundation issues..

Born as a suspected bastard to an old carpenter and his young wife, raised on building sites, never married in an age when not being married was a scandal in his community, broke as hell all his life, often associating himself with prostitutes, crazies, and the diseased. 

I know I should have been more aware but I also suspect this high amount can't be common.

I suspect it has eliminated virtually all tenant applications from tenants with bogus ESAs.for ESAs, I have much stricter rules in my non-pet units (which have no private yard).  

Again these are how my deals are structured does not mean every lender or builder operates the same way but I suspect its a version of this.. 

I can't find much discussion of this, which makes me suspect I haven't actually stumbled onto some magical tax loophole.

I suspect PM will offer something as soon as they realize you are not a push over, but they should be cover all the related expenses.  

The answer could be numerous, but I suspect the number one reason on investment properties is to minimize tax from gains without having to do 1031.  

I'd suspect you could get around $4,000 to $4,200 easily with a 5br that's a new build. 

I suspect (with my crystal ball), rents will continue to increase after CoVID settles down and people start to migrate back downtown again.