Most of them are listing high and then price reducing but then selling fairly quickly after an appropriate reduction while still making over 10% annual.  

Was there a principal reduction as part of the mortgage modification?

The seller is calling in the morning for a loan balance payoff amount, can the seller ask for a small reduction on the balance due to gain that little extra so I can close the deal for sure and help her out of her situation on an even higher note??

I’m looking for an exterior color that will  have a great purple pill as well as draw attention as a quality rental.

As of the date of certification, the veteran must either (1) personally live in the property as his or her home, or (2) intend, upon completion of the loan and acquisition of the dwelling, to personally move into the property and use it as his or her home within 60 days after the loan closing (reasonable).The above requirement applies to all types of VA guaranteed loans except Interest Rate Reduction Refinancing Loans (IRRRLs).

These listings have often been on the market for a year with little to no price reduction.

The 30% reduction usually covers holding costs, insurance, taxes, as well as your PROFIT.

Just because you were 'high bidder' dosnt mean there was a ton of competition either, if you caught it first hours on the market, or right when there was a price reduction, or when another buyer flaked and it came back on the market.

My company completed over 2.2 million dollars in debt reduction in March of 2008.

The seller tried for a loan reduction but didn't make enough to qualify for a refinance.