And I almost never give unsolicited advice as it's normally against the grain (but since you asked me to comment via DM)I'd take it out, eat the penalty, and use it to buy properties.   

Eat less meat and more veggies (ribeye's doesn't count!)

Because PM fees usually can eat up about 20~50% of net profit.Two of my own personal experiences:About 4~5 years ago, I had an opportunity to choose a similar 4-plex property from two states, one in Texas with property tax rate about 3%, another from a Mountain state with property tax rate less than 0.7%.

Walter on this topic of never paying the mortgage and there is another parallel topic called never eat a vacant month.

Also realized that small items eat up time and profit, like hardware, caulking, etc.

The Master suite was on one side of the house separated by an open floor plan with the kitchen, living, dinning, eat in breakfast nook, and laundry off the garage.

The master suite was on the east side of the house separated from the 2 guest rooms and 1 guest bath by the kitchen, living, dinning, eat-in breakfast nook, and laundry off the garage.

The master suite was on the east side of the house separated from the 2 guest rooms and 1 guest bath by the kitchen, living, dinning, eat-in breakfast nook, and laundry off the garage.

Am I missing an easy golden egg, or is it truly that much trouble?

If one tenant moves out, then the landlord should eat that share of the internet cost while keeping it fixed for the 2 current tenants.