What does it mean when a counteroffer says this from the listing agent: "Buyer shall be credited $10k for escrow fees and other fees."

My situation unfortunately disqualifies me for a conventional loan at the moment, as I only have 1 year of work history/tax returns in the US.I was previously employed in the UK, however due to a 1 year gap in employment history (whilst I was going through the immigration process and was legally not allowed to work) my lender has told me they will not be able to complete the loan.This leads me to commercial loans!

Once you accept someone with a so so credit or start turning a blind eye to things that pop up on background checks or income requirements, what you do for one you must do for all. 

Why not re-offer 350k with a 100k seller credit (for example) and use that credit for down payment and closing costs when appraisal comes in at 370k like you feel confident it would.

My experience is unqualified tenants seeking gullible landlords to overlook poor history because they can "lock in" a tenant. 

Before I had not the credit nor financial means to embark in Real Estate, I'm in a much better position now.

The IRS has 30 days to credit the taxpayer account after they’ve received form 3115.

You may get a better rate, but its not worth the risk, IMHO.For fix and flips you need to use hard money, a construction loan, or a line of credit of some sort.

@Jason DiClemente I think you're being too generous about  them not caring about personal DTI. as a first multi and not much history, personal financials will be an important factor)-credit score doesn't get whacked too bad after your credit utilization goes way up-have 6 months of reserves, and maybe more -property is profitable to support both debt servicesthen you can probably knock this out.

Turns out he was a dishonest guy, he wasn't licensed with the state, and he had a not-too-friendly history with the city's chief building inspector.