Consume as many podcasts, articles, and books as you can!

I used to visit that area a lot and it seems to be fewer crimes compared to N Minneapolis (at least my perception at that time).

The more detail you provide, the fewer people need to see it in person. 

This response was also super helpful.Over the weekend I analyzed your response and the other response in this thread, and also consumed some literature on the Pros Vs.

I'm very independent and I do not like to consume other people's time unless there is something in it for them. 

Check your state's website for contracting and consumer affairs, they have a lot of good resources.

The unpaid amounts simply become consumer debt that can only be collected in small claims court.  

Thanks @Michael Henry@William Stewart there are fewer insurance carriers that will entertain a double wide, but they are out there. 

Does anyone know if there are local lenders who are willing to provide conventional loans with a seasoning period of fewer than six months and if so the best way to find them?

There are no "Pit Cats" only "Pet Cats".Cats do not bark all day long when the owner is not home.Cats bury their "business" vs. leaving it all over the yard for the tenant to NOT rake up.Cats do not consume neighborhood children (unless they are a tiger).Good Luck!