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Updated over 4 years ago on . Most recent reply

Conventional loans with short seasoning period
Hello Everyone, Bigger Pockets!
I recently learned that when buying a house with cash, most conventional mortgage lenders have a six month title seasoning period before closing on a mortgage. Does anyone know if there are local lenders who are willing to provide conventional loans with a seasoning period of fewer than six months and if so the best way to find them? I invest primarily in San Antonio, TX.
Thanks for the help!
- Gus
Most Popular Reply

Wayne Brooks
#1 Foreclosures Contributor
- Real Estate Professional
- West Palm Beach, FL
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No, it’s a Fannie rule, not the individual lenders.