I'm just not real knowledgeable about the creative or nothing-down techniques.

As discussed above, the value that comes back is very important because on a short sale the bank has to net a certain percentage of the BPO value, but it is more complicated than that.

Barbara, can you touch on what you've 'seen' their marketing techniques are for attracting buyers to the property?

Hey Gary,Those seem like good techniques.

Is this a complicated form of business?

The big red flag I see is that there are so many hands in the pot, this could cause a web of legal issues of things go south.A deal like this can be a little complicated too, and if you move forward, you will need an attorney to draft the structure of this deal to protect yourself.

I like your technique with the gifts and b-day cards.Thanks for your input!

I'm a little confused because on one hand you seem to be suggesting this, but then you also talk about how expensive and complicated it is to move them.2.)

I just learned a new technique that I am a little confused about If I was to find a property under contract where the Seller would sell to me at 180k and it was worth 300k would I be able to do a double closing, if I was to sell this property for 280k and a retail buyer would put 10% down and I would hold a second for 10% and retail buyer would get a mortgage for the 80%.

Expired Listings (for sale)- Since I am a licensed and active Realtor, I have access to the MLS and I can call expired, vacant listings and ask the owner for their business.I hope these give you some good ideas and if you try them out, you'll be surprised at how often you hear 'yes' (but not before you hear 'no' a whole bunch of times).Maybe in another post, I'll focus on what types of objection handling techniques and dialogues I use.