Hello, I am looking to acquire additional long term rental assets but am running into issues finding a lender that will fund me due to the fact that I had a foreclosure 4-1/2 years ago.750 credit scoreGood incomePlenty in reservesLooking to acquire properties 180k and below with 20-30% down but haven't been able to find lending.Any suggestions?

@John Lee Look into Kinecta Credit Union who are based in Orange County and LA County.

Within 12 months, I improved my credit score, got approved for a VA loan, and bought my first duplex!

If you need a 65 to 70 LTV that will also hurt your pockets. 5+ units in the bay It's is NOT for the timid or people with modest incomes unless you have access to a LOT of cheap credit. 

Also, which route is best to take to start out in real estate investing if I have $70,000 of my own money and credit score is 705.

So I am looking at alternatives for people who have money buy so so credit.

I brought in a credit partner with great credit to help get lower interest rates on loans, etc.

But since this are all cash offers the financing part of it will not apply.

I had a small business, so my credit is an issue.

It also tracks your expenses and income, either by snapping a picture of a receipt or by linking your bank information/credit cards and importing the data.