I ask if they are US citizens or green card holders, and I ask for past addresses for the past 5 years as well as any other names they used in the past (maiden name, nickname, etc).

Well hold my beer.

If you have a buyer's agent, you should have already signed a buyer's representation agreement and that fee/commission is disclosed in that document so you should very well know what that charge will be.If you were the seller and going to owner finance the property, what would you want to see from the buyer that tells you that they will be able to pay the mortgage moving forward. 

Any areas in Sacramento that worked particularly well (or didn’t)?

Hey Tony,Well right now I'm back in Toronto.

Quote from @Eric Huntermark: Additionally, as I'm thinking about conventional loan products as well.

As well as financial statements.

This investment should have done very well based on these facts, but the biggest drag on performance was the yearly high "unexpected" property tax expense ($300-500k drag on NI per year).

Make sure they are "investor friendly" and well connected in the neighborhood.

I've been hosting MTR's now for 5 years and have worked with most guest avatars and my company helps independent hosts make those B2B connections so I'm fairly well versed in the insurance displacement aspect.