And it's a rather low bar to get over for anyone wanting to continue to wholesale. 

If you want to put down a low down payment, you might not cash flow for a few years.And FHA for 3-4 units is almost impossible.

Second, the insurance is $1.5k which seems to be low as well. 

Looking to cash flow on low entry homes in some pretty nice neighborhoods close to where I grew up.

That strength i carry that lets me stand alone is beneficial but also as I left that crowd i was never able for unknown reasons to reconnect to a better class of people or even network.

I feel like it's a space where great operators can really clean up, since the bar is set really low, in my experience at least.

A $60K down payment will get you a $300K property (assuming your income is high enough and debt low enough to qualify for a $240K mortgage).

I will follow the advice here to keep high deductibles and low premium and save the premium for any contingencies later.

Focusing solely on numbers often leads to the purchase of low-quality properties.

"Master Group", "Winners Circle", or whatever - where they will promise to hold your hand, find you deals, find you money, find you whatever you need - all for the low low price of (in my case) $45,000 for a 2 year membership.