Hi Allen, there are plenty of hard money/private money lenders here on BP, just take your time and speak with several of them to understand all the fees and requirements.

MOST if not all LLCs owned by spouses can be “disregarded entities”.  

I am not familiar with Avail and whether a LL can view credit history.

I completely understand almost all of the frame work and bases but just need actual advice from someone one on on.

You need sufficient NET (after all expenses) self-employment income from something like contract (1099) work, being a Realtor, wholesaling and so on.

This eliminates ALL the interest on that property, and uses the monthly payments you were making on it to help reduce the debt on the other quicker. 

We should grab coffee sometime 😄It all depends.

Of course this all depends on YOU setting the base rate and all the knobs and triggers most appropriately.

Hi All! 

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.