(& subsequent debates about if you should/shouldn't charge the difference to the first time buyer, who has no idea any of this is going on & probably thinks the 3% is enshrined in law somewhere, or something), I'm not under the impression that the majority of buyer's agents pay close attention to that. 

The increase in inventory in July and August this year has provided relief but if inventory levels subside once again as we head into the winter months there could be a subsequent squeeze on inventory.

Ideally I'd do a SFH as a first run, but my subsequent purchases may very well be multi-famly.What I think I need to do is get in touch with local realtors to actually start seeing properties. 

Today, I am going more in-depth on "Diversification" and will cover all the reasons subsequently.1) Diversification💥One of the biggest reasons investors diversify their real estate investment portfolio is to mitigate risk exposure.

Subsequent to the closure, JPMorgan Chase acquired the assets and most of the liabilities, including covered bonds and other secured debt, of Washington Mutual Bank from the FDIC as Receiver for Washington Mutual Bank.

In other words, is it taking into account a 20% down payment plus closing costs in year one, but then the picture gets much brighter in subsequent years of the loan?

I was just reading today an appellate court opinion here in Illinois where someone purchased a 2nd mortgage w/o realizing a 1st existed, then tried to reverse the CONFIRMED sale after subsequent auction on foreclosure of the 1st for a myriad of reasons, and then sued his attorney for malpractice: https://ilcourtsaudio.blob.cor...As part of the legal malpractice claim against his lawyer, the plaintiff (2nd mtg buyer) stated, "that Gooch also “negligently failed to stay the final judgment of sale during appeal, resulting in dismissal of the appeal in October 2015 as moot because no remedy remained available to reverse the sale to a third-party purchaser."

2) Regarding insurance: would the owner then have a homeowner’s policy for the original primary residence house, and then a landlord insurance policy (and subsequently landlord umbrella insurance) on the ADU?

2) Regarding insurance: would the owner then have a homeowner’s policy for the original primary residence house, and then a landlord insurance policy (and subsequently landlord umbrella insurance) on the ADU?

she moved out in 2005 and subsequently got married.