Quote from @Mary Joe: As long as you have justification and you apply the standard equally to all applicants, you should be fine. 1.

Are those just for labor or also assuming material expense, as well?

Quote from @Joe Homs: @Dylan Speer  Couldn’t I sell for a loss, and pay the bank back whatever I owe them but borrow that amount?

Most of the labor expenses I have budgeted for to outsource when I purchased the property.

Thanks Joe!

I’m defining general light work as plank flooring, painting, minor electrical, etc..For example - is it fair to estimate flooring labor as $3/square foot?

Please advise I (the landlord) should pay for labor and material to cover the area with rocks, or Tenant is responilbe to clean up the area and pay for the labor and material. 2.

The cost of labor and materials now is insane.The type of work on my custom house is about 400 a foot.

Quote from @Joe Henry: Well I've got myself into a pickle.

In some markets labor costs are high and so having it built in another are is cheeper, and what if your area is plagued with people robbing from construction yards, having the home actually built off-site may have value there.Just like with everything you can negotiate prices, sell them on your expectation of repeat business to get a volume discount.