It would be better to open a new card with 0% interest on balance transfers, move your debt to that card, then pay it off like a mad man before interest is charged.Your scenario indicates you aren't financially disciplined.

While a great feature, pools aren't the only amenity that can move the needle. 

Again, I moved some of my personal meetings to accommodate the second call with Brian Spear.  

Is my only next move to threaten to sue the HOA to force the door?  

After a year, move out and repeat.

Would a cash-out refinance to free up equity and keep growing be a smart move, or should I focus on paying down my existing debts?

I plan to stay in this general area for at least the next 20 years and think buying real estate would be a great way to diversify my investment portfolio.So in almost any scenario you will come ahead buying vs renting over twenty years probably well less than half of that, but the investment you are making is a long term investment you probably won’t be able to leave after a year or two and rent for more than your mortgage, I’d really think about where you want to live medium-long term, than any investment metric, because the longer you stay the better the investment looks, and if you can move out sooner great, but I’d guess at minimum you’d have to stay 5 years before rents would catch up to your mortgage. 

I think a sale is probably the best thing sell for what its worth dont let an investor suck him into some wholesaler suck his equity from him.. sell re group and move on.. 

But I found out my neighbor who moved out to help her father, is planing to rent her place next door to me.

Property taxes on my primary residence are quite high ($17k/year).With the upcoming move, I’m considering a few options:1.