Again, this might end up not being a bad thing for you -- it stands to reason that the higher the bar to entry, the fewer players there are.What I would do is call a lawyer in your area who loudly and proudly announced on his website that he deals with foreclosures and ask him where you should start learning about the foreclosure process in Worcester County.New Hampshire's even more interesting.

Networking in Chicago - where/how did you find a reliable contractor/handyman/other key players?  

A team of 100 or so players (plus coaches, trainers, management) isn't really going to cause the tremendous impact that everyone is hoping for.

If you are not CEO of the company - you're just a poor player on the market You can expect the dividends if it's the right kind of the paper, however, to get a capital gain, you have to sell at the right time and cut off the dividends.I'll take rental in B or C class any day over a stock or bond or whatever is on the paper - tushiery wealth :)If I know the market well, I'll take even D class - that's where you get 40-50% ROI. 

I am not a big player in this market but I listen to big players especially on their podcasts and take the advice they give I did just buy two houses from sellers that called my office wanting to list.

@Jeff Boardman, and a Travian player twoud seem!  

Hi @Zora Luan, my advice is to find a local broker, rather than one of the big mega players.

So besides Zillow, the other 'player' in rental data is rentometer.com.

I spoke to a credit union and they said 25% down and approx 10% in reserve as a liquid asset (saving or CD).

When you run numbers on the portfolio of CDs offered by most places, you find that after 12 months the early payoff penalty on their 5 or 7 year CD about breaks even on the higher interest you get, compared to doing 12 month CDs over and over again.So if you're relatively certain you won't need a chunk of change for at least 12 months, after running your own numbers to confirm, throw it in a 5 or 7 year CD so at least you're hopefully matching inflation.