The IRS has full access to the Social Security Administration’s death records, but their Bureau of Fiscal Service, which actually distributed the money, does not.

Always be aware of tax implications.The refi til you die and brrrr strategies don't cover the pain of the refi enough.

A small bank may well have a quirk too-good-to-be-true, but is true, program... but then you do have to deal with their quirky ways.I work with a portfolio lender on the residential side who will only lend to out of state investors case-by-case and is painfully slow to process things.

Also, if you are borrowing from your 401k you are paying interest to yourself (unless there is some kind of administrative expense in your calculation). 

Many individuals use the  Ira Custodian/administrator and don’t have the cost of the LLC formation, annual tax returns, state annual fees etc but trade them for custodian/administration fees and time. 

And also need to know how flex you are when it comes to pain point on terms.

The city of Chicago is a pain when it comes to permits. 

I know the pain haha I'm looking in north Jersey and there aren't a lot of deals to be had. 

Hey @Arthur WongI feel your pain.

@Michael Leeson - I also agree with @Marcus Auerbach - Welcome Home MKE - has a great service ran by @Matt MauriceNot to say a full-time property manager isn't for you, but have you ever considered using any self-management software to help with some of the painful tasks of being a landlord and in turn save yourself some money.