Larger HOA's have professional management companies.

Trying to consider if i should keep my money in a investment account so i can have it sit on the stock market and accrue larger returns while i wait to put a deposit down on a property?

Rarely do lenders let you use real estate or property as reserves or assets since they are not considered to have high enough liquidity. 

The CFPB came out and issued a statement that said they are not going to hold off or pause foreclosures in 2022.That’s a lot of data to speculate on but it’s also enough to call that values will be forced to take a short due to recent and a larger number of foreclosures coming due.

When the market is hot, cap rates are low because buyers are willing to pay a premium for an income stream, typically on the belief that the income stream they are buying will be larger tomorrow than it is today. 

Much larger (42) 2 and 3 bedroom units located a couple miles from the other complex.

On a larger scale, how do you protect yourself from losing any money when submitting offers on deals that you need to back out of (any and all contingencies). 

I'm interested in larger apartment buildings or SFH portfolios.

The seller wants a larger EM, and I’ll bet it will non refundable, because you’ve had multiple extensions and the seller is tired of dealing with it...if I were their agent I would ask for the same thing, or simply put the property back on the market.

The current owner is old and reportedly wants to retire.My friend is very smart (was a big name at google, amazon, etc) and is experienced with multiple larger units.